Simple Guide to Filing ITR1 Sahaj:

Filing ITR-1 (Income Tax Return Form 1) in India is a simple process if you meet the eligibility criteria. ITR-1 (Sahaj) is for resident individuals with income up to ₹50 lakh from the following sources:

• Salaries
• One house property (excluding brought-forward losses)
• Other sources (interest, dividends, etc.)
• Agricultural income up to ₹5,000
• Long Term Capital Gain Up To 125000 (New Change)

Steps to File ITR-1 Online

1. Gather Required Documents

• PAN card
• Aadhaar card (linked with PAN)
• Form 16 (if salaried)
• Bank statements (for interest income)
• Interest certificates (FD, savings account, etc.)
• Rent receipts (if claiming HRA exemption)
• Home loan interest certificate (if applicable)
• Capital gains details (Long Term Capital Gain Up To 125000 (New Change)

2. Register/Login to Income Tax e-Filing Portal

• Visit   https://www.incometax.gov.in/iec/foportal/
• Login using PAN as User ID, password, and Captcha.
• New users must register first.

3. Select ITR-1 (Sahaj) for AY 2024-25 (FY 2023-24)

• Go to "File Income Tax Return" → "Assessment Year 2025-26"
• Choose "Online" mode.
• Select ITR-1 if eligible.

4. Fill in Income & Deduction Details

• Personal Information: PAN, Aadhaar, contact details (pre-filled).
• Salary/Pension: Enter gross salary, deductions (80C, 80D, HRA, etc.).
• House Property: If applicable, enter details (only one house allowed).
• Other Income: Interest from savings, FDs, dividends, etc.
• Deductions (Chapter VI-A): Under sections like 80C (PPF, LIC), 80D (health insurance), etc.

5. Verify Tax Payment & Compute Liability

Check TDS (Form 26AS / AIS) for tax credits.

Pay any remaining tax (if applicable) via Challan 280.

6. Validate & Submit ITR-1

• Review all details.
• E-verify immediately (best method to avoid delays):
• Aadhaar OTP
• Net Banking
• EVC via bank account or Demat account
• If not e-verified, send signed ITR-V to CPC Bengaluru within 30 days.

7. Check ITR Status

After submission, check status under "View Returns/Forms".

Processing usually takes 1-2 months, and refunds (if any) are credited directly.

Important Itr Filing Dates:

• Deadline: 31st July 2025 (for FY 2024-25).
• Late filing attracts penalties (up to ₹5,000 under Section 234F).
• Pre-fill option is available to auto-fill data from Form 16/26AS.

Consult a CA or use the Income Tax helpline (1800 180 1961).

Frequently Asked Questions (FAQ) – Filing ITR-1 Online

1. Who is eligible to file ITR-1 (Sahaj)?

ITR-1 can be filed by resident individuals with income up to ₹50 lakh from:

• Salaries/Pension
• One house property (no brought-forward losses)
• Other sources (interest, dividends, etc.)
• Agricultural income (up to ₹5,000)
• Long Term Capital Gain Up To 125000 (New Change)

Note: Not eligible if you have capital gains, foreign income, or freelance income.

2. What documents are needed to file ITR-1?

• PAN card (linked with Aadhaar)
• Form 16 (for salaried individuals)
• Bank statements/passbook (for interest income)
• Rent receipts (if claiming HRA exemption)
• Home loan interest certificate (if applicable)

3. How do I file ITR-1 online?

Log in to the   Income Tax e-Filing Portal.

Select ITR-1 (Sahaj) for AY 2025-26.

Fill in income, deductions, and tax details.

Verify using Aadhaar OTP, EVC, or signed ITR-V.

4. What is the last date to file ITR-1 for FY 2024-25?

The deadline is 31st July 2025 (unless extended). Late filing attracts a penalty of up to ₹5,000 under Section 234F.

5. How can I check my ITR-1 filing status?

Visit the e-Filing portal → Go to "View Returns/Forms".

Track refund status via "Refund/Demand Status".

6. Is e-verification mandatory after filing ITR-1?

Yes! Your return is processed only after verification. Use:

Aadhaar OTP (instant)

EVC via net banking/demat

Send signed ITR-V to CPC Bengaluru (within 30 days).

7. Can I revise ITR-1 if I make a mistake?

Yes, you can revise ITR-1 before the assessment year ends (until 31st December 2024 for FY 2023-24).

8. What if my income is below ₹2.5 lakh? Do I still need to file ITR-1?

Filing is optional if taxable income is below ₹2.5 lakh, but recommended for:

Loan/visa applications

Claiming tax refunds (e.g., TDS on interest)

9. How long does it take to process ITR-1?

Refunds: Usually credited within 2-4 weeks of e-verification.

Processing: Takes 1-2 months (check status online).

10. Where can I get help if I’m stuck?

Use the "Help" section on the e-Filing portal.

Consult a CA or use the Income Tax helpline (1800 180 1961).

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